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Glossary

RESPA

Real Estate Settlement Procedures Act — federal law governing settlement disclosures, kickbacks, and escrow accounts.

RESPA Section 8 prohibits kickbacks and unearned fees in real-estate settlements. Most pricing-engine relevance is downstream — RESPA disclosures (HUD-1, then the integrated TRID forms) reflect pricing outputs.

RESPA — glossary | RateStack