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Glossary

ECOA

Equal Credit Opportunity Act — federal anti-discrimination law in credit transactions, implemented by Regulation B.

ECOA prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, public-assistance status, and exercise of consumer-protection rights. Pricing engines must not use prohibited bases as inputs and must not allow rules that produce disparate impact.

ECOA — glossary | RateStack