Skip to content
RateStack
API cookbook

Wire RateStack to Encompass via MISMO 3.4

The integration recipe: import loans from Encompass, price them, return rates back. Round-trip safety and the field map.

RTBy RateStack TeamPublishedReviewed
intermediateTypeScript · MISMO

The standard Encompass integration round-trips MISMO 3.4 between systems. RateStack's loan-import endpoint accepts MISMO 3.4 XML natively; pricing returns flow back to Encompass via webhook or pull.

# Import a loan from Encompass into RateStack
curl -X POST "https://api.ratestack.com/v1/loans/import?\
ownerUserId=$OWNER&importedByUserId=$ME&sourceSystem=encompass" \
  -H "X-API-Key: $RATESTACK_KEY" \
  -H "Content-Type: application/xml" \
  --data-binary @loan-from-encompass.mismo.xml

# Returns { loanId, fingerprint, normalized: {...}, warnings: [] }

# Price the imported loan
curl -X POST https://api.ratestack.com/v1/pricing/mode \
  -H "X-API-Key: $RATESTACK_KEY" \
  -H "Content-Type: application/json" \
  -H "Idempotency-Key: $(uuidgen)" \
  -d "{\"loanId\": \"$LOAN_ID\", \"pricingMode\": \"BEST_EX\"}"

On the return path, subscribe to the pricing.computed webhook and map the returned quotes back to your Encompass loan's rate-and-pricing fields. Idempotency ensures retries are safe.

All recipes
Wire RateStack to Encompass via MISMO 3.4 — API cookbook | RateStack